Have you ever contemplated why you're attracted to some people and not others? This has always fascinated me. As far back as grade school & secondary school I was lucky enough to find friends that shared my core beliefs and values. Not all of my friends were of the same faith that I am, but each of them had a spirituality that I understood and could relate to. When I initially met the man who would become my spouse I was drawn to him because he seemed so grounded. As we got to know each other we found that we had both been raised in Catholic families and were of German heritage. This meant that the majority of of our values matched.
When we made the decision to get married we were asked to do a compatibility test as part of our wedding preparation with the Catholic Church. We had very high marks across the board specifically in areas of finances and spirituality. The priest told us that this was an indicator of a great match & a formidable marriage. He said that the couples that scored poorly in these areas often had difficulties down the road. We both had the same thought when it came to credit card companies. We wanted to get a card for efficiency but we didn't want to build up any debt with any of the credit card companies. That way we could not ever have to figure out how to get rid of credit card debt. We had both been raised with the lessons that if you want something you wait til you have the money to buy it. You not ever have to get rid of credit card debt that way. We both received many offers from the different credit card companies because we had such a great history of paying bills on time. We decided that we would check around for the credit-card businesses that would give us the most rewards - much easier than getting rid of credit card debt. We were not concerned about having a low-interest rate because we were in full agreement that anything that was put on a card would be paid off before finance charges would accumulate. This is some-thing that we have done a great job of sticking to during the twenty five years that we have been married.
Throughout the years we have had different cards. We now have a major credit card sponsored by a sporting goods company that my spouse buys from on a consistent basis. We get points that covert into dollars toward the purchase of things in this store. When he is looking to buy something in specific we will place a number of our monthly expenditures on this card & then pay it off so that he gets the points towards his purchases. This is a fantastic program that most of the big credit card companies have. It is a way of getting free goods off of things that you have to purchase. It's also less complicated to pay one large bill at the end of every month.
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